frequently asked questions
How does the process work?
Pretty simple.. After you checkout on the site, the kit is immediately emailed to you. Within the kit, you'll find the ebook/instructions to get going. You'd start by reading through everything in the kit. There's alot of info. Then obtain your credit report, and utilize whichever templates are applicable to you. Print, sign, and mail. Wait for responses and repeat.
What are derogatory items?
A derogatory item is considered negative, and typically indicates a serious delinquency or late payments. Derogatory items represent credit risk to lenders, and therefore, are likely to have a substantial effect on your ability to obtain new credit.
In what situations does the kit work best?
The kit works best with ALL derogatory collection accounts.. This can include MEDICAL, UTILITIES, CREDIT CARD CHAREGE-OFFS, etc.
Will you fix my credit for me?
I did my best to organize the kit in such a way that ANYONE can do it themselves. Obviously the point is to get you the same results an agency can provide for a fraction of the price. So I always suggest rolling with the kit first. And in doing so as you develop questions you're welcome to ask me here or ideally post them in the Facebook group you'll have access to after getting the kit.
Are results guaranteed?
No. Results cannot be guaranteed. However data from surveys of over 2,000 kit downloads show success rates of upwards of 80%.
How do I join the Private The "DIY Credit Warriors" Facebook Group?
You can click this
LINK to request to join, search for "DIY Credit Warriors" on FB, click on the link provided in your confirmation email, or click the link from the confirmation page.
What if I want a refund?
To request a refund you can either message me on FB or send an email to diycreditrepair(at)skybankmedia.com.
Does this work for Student Loans?
DIY Credit Repair kit is not as effective with student loans. That said, it has worked for many people. But does not for most. Always worth trying though... Good luck!
I didn't receive my kit?
Sometimes it's slightly delayed due to the file size. It will be a 2nd or 3rd separate email from a different email address. Because of that it is often missed. It can also end up in Spam sometimes. Try searching your inbox for any of the following: The "from" email will contain "zapier". And the subject will be "Your DIY Credit Repair Kit - THANK YOU!".
What if I don't have the time to do this myself?
This is rarely the case. Rather, typically an excuse or story you're telling yourself. Your first engagement with the kit will be the longest as you'll be reading through everything. 30 - 120 minutes (depending on good you are on a computer. Your next letter rounds shouldn't take longer than 15 min to prep.
What if I have questions while going through the process?
If you develop questions, please post them in the Facebook Group. Myself or group members will help!
Trouble downloading the kit:
Folks most commonly run into issues when attempting to "preview" files on their phone. When doing so, you will not see all the content. Ensure you "extract" the files in order to see ALL the content. I HIGHLY suggest working on a computer if that's an option.
